At OnePoint Insurance Agency, we offer a range of universal life insurance options tailored to meet your specific needs and financial goals. Our policies provide both protection and an opportunity to build savings for the future.

• Death Benefit Protection: Universal life insurance offers a death benefit that provides financial security to your beneficiaries in the event of your passing. You have the flexibility to choose the amount of coverage that suits your family's needs.

• Cash Value Growth: A portion of your premium goes towards building cash value within the policy. This cash value grows over time, allowing you to accumulate funds that can be accessed tax-deferred for various purposes during your lifetime.

• Premium Flexibility: With universal life insurance, you have the flexibility to adjust your premium payments and coverage amount as your financial situation changes. You can make additional contributions or use accumulated cash value to cover premiums if needed.

• Investment Options: Some universal life insurance policies offer investment options, allowing you to allocate your cash value to different investment accounts. This provides the opportunity for potential growth and customization based on your risk tolerance and financial goals.