Secure your future with the flexibility and lifelong coverage of OnePoint's Universal Life Insurance.

Understanding Universal Life

Universal Life Insurance is a type of permanent life insurance that offers more flexibility than whole life insurance. You have the liberty to adjust the premiums and death benefits to suit your needs. It also has a cash value component, which grows over time and can be borrowed against.

Why Universal Life Insurance?

Universal Life Insurance is ideal if you want lifetime coverage with added flexibility. It can serve as a financial tool to cover final expenses, leave a legacy, or even help supplement your retirement income. Plus, the cash value component can serve as an emergency fund.

Comprehensive coverage Options

At OnePoint Insurance Agency, we offer a range of universal life insurance options tailored to meet your specific needs and financial goals. Our policies provide both protection and an opportunity to build savings for the future.

  • Death Benefit Protection: Universal life insurance offers a death benefit that provides financial security to your beneficiaries in the event of your passing. You have the flexibility to choose the amount of coverage that suits your family's needs.

  • Cash Value Growth: A portion of your premium goes towards building cash value within the policy. This cash value grows over time, allowing you to accumulate funds that can be accessed tax-deferred for various purposes during your lifetime.

  • Premium Flexibility: With universal life insurance, you have the flexibility to adjust your premium payments and coverage amount as your financial situation changes. You can make additional contributions or use accumulated cash value to cover premiums if needed.

  • Investment Options: Some universal life insurance policies offer investment options, allowing you to allocate your cash value to different investment accounts. This provides the opportunity for potential growth and customization based on your risk tolerance and financial goals.

Plan for the future with flexibility with Universal Life Insurance. Start your free quote today!

Adaptability meets freedom. Our policies offer premium flexibility, allowing you to adjust your payments and coverage as your life evolves. Whether you're planning for retirement, funding education, or leaving a legacy, our universal life insurance has you covered.

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555 North Point Center E Suite 400, Alpharetta, GA 30022

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