Liquor Liability Insurance is designed to protect businesses that manufacture, sell, or serve alcoholic beverages. If an incident occurs, such as an accident or altercation involving a customer who consumed alcohol at your establishment, you could be held liable. Our insurance product covers a wide range of potential risks, ensuring your business operations are secure.
Liquor liability insurance is a specialized type of coverage designed to protect businesses that serve alcohol. It provides financial protection in the event that a customer becomes intoxicated and causes harm to themselves or others, resulting in property damage or bodily injury. Without proper insurance, your business could face significant legal and financial consequences.
We offer comprehensive liquor liability coverage options tailored to the unique needs of your business. Our policies can be customized to address specific risks and provide the protection you need. Here are some key coverage options:
Liquor Liability Coverage: This coverage protects your business from claims or lawsuits arising from alcohol-related incidents. It includes legal defense costs, settlements, and judgments if you are found liable for damages.
Host Liquor Liability: If you serve alcohol at special events or private parties not held at your primary business location, this coverage extends your liability protection to those events.
Assault and Battery Coverage: In the unfortunate event of a physical altercation involving intoxicated individuals, this coverage helps protect your business against claims of assault and battery.
Property Damage Coverage: This coverage provides protection in case of damage to third-party property caused by an intoxicated individual.
Medical Expense Coverage: If a person is injured due to alcohol consumption on your premises, this coverage helps cover their medical expenses.
Employee Training Programs: Some insurance providers offer resources and support for implementing employee training programs to promote responsible alcohol service and minimize liabilities.
Serving up great drinks and creating unforgettable experiences is what you do best. But are you prepared for the potential risks that come with serving alcohol? Don't let your business drown in legal troubles. Safeguard your success with Liquor Liability Insurance from OnePoint Insurance Agency