Dwelling Coverage: This coverage protects the structure of your home, including walls, roof, and foundation, against covered perils like fire, lightning, windstorms, and more.

Personal Property Coverage: This coverage helps protect your personal belongings, such as furniture, appliances, electronics, and clothing, against covered events like theft, vandalism, and certain natural disasters.

Liability Coverage: Liability coverage is essential in case someone is injured on your property or you accidentally cause damage to someone else's property. It helps cover legal fees and damages if you're found legally responsible.

Additional Living Expenses: If your home becomes temporarily uninhabitable due to a covered event, this coverage helps pay for additional living expenses, such as hotel stays or rental accommodations, during the repairs.

Medical Payments to Others: If a guest is injured on your property, this coverage can help cover their medical expenses regardless of fault, helping to avoid potential lawsuits.

Other Structures Coverage: This coverage protects detached structures on your property, such as garages, sheds, or fences.