Landlord Insurance

Whether you own a single rental property or multiple units, our policies can be customized to meet your unique needs.

• Dwelling Coverage: This coverage protects the physical structure of your rental property, including the building, walls, roof, and attached structures, against covered perils such as fire, storms, vandalism, and more.

• Property Liability Coverage: Liability coverage is essential for landlords. It helps protect you from financial losses if a tenant or visitor is injured on your property and holds you responsible. It can cover medical expenses, legal fees, and settlements.

• Loss of Rental Income Coverage: If your rental property becomes uninhabitable due to a covered event, such as fire or water damage, loss of rental income coverage helps reimburse you for the lost rental income during the repair or rebuilding process.

• Personal Property Coverage: If you have furnished your rental property, personal property coverage can help protect your belongings, such as appliances, furniture, and fixtures, from covered perils.

• Rent Default Coverage: This coverage provides financial protection if your tenant stops paying rent or defaults on the lease agreement, helping to cover the lost rental income.

• Umbrella Liability Coverage: Umbrella coverage provides additional liability protection that extends beyond the limits of your underlying landlord insurance policy, offering you extra peace of mind.